Claims are now becoming more technical and complex to deal with, and a professional helping hand in dealing with them to obtain a fair and speedy settlement is now essential.

MISL have negotiated a facility with LOREGA that provides a full insurance professional Claims Adviser who will advise you through a claim where the claim amount exceeds £5,000.

The service provides the following benefits:

• A professional Claims Handler who will visit you within 24 hours of the incident;

• Prepare a fully itemised inventory of the loss;

• Arrange speedy interim payments;

• Co-ordinate approved builders, Surveyors and decorators;

• Arrange temporary premises;

• Work in conjunction with your accountant;

• Provide telephone advice and assistance;

• Regularly supervise and monitor your claim;

• Negotiation for the best possible settlement;

• Visit your premises whenever a Loss Adjuster arranges an appointment with you.

Cover only applies to Material Damage claims and does not apply to:

• Subsidence;

• Public, Products or Employers' Liability claims;

• Personal Injury;

• Motor, Marine, or Aviation.