Over the years there has been a trend for professionals and entrepreneurs to establish their business from home.

 

There are an estimated 2,000,000 people in the UK working from home for the convenience and cost-saving options.

 

The majority of standard household policies do not extend to include any business activities and therefore you can be putting your business at risk by not having the correct insurance.

 

You are still under the same obligations as any other business even though you work out of a domestic environment.

 

Working From Home policies include:

 

Contents / Stock	Covering the assets/equipment of the business
Portable Equipment	Such as laptops
Employers' Liability	Up to £10,000,000
Public Liability	From £2,000,000 up to £5,000,000
Business Interruption	To protect the business in the event of not being able to trade through an insured peril
Goods in Transit	Goods carried by you

 

It is therefore important to ensure correct cover applies.